Standard Chartered Bank Off Campus Drive 2024 | Freshers | Bachelor's/ Master's Degree/ Any graduation

Standard Chartered Bank is a leading international banking group headquartered in London, United Kingdom, with a strong presence in Asia, Africa, and the Middle East. Established in 1969 through the merger of Standard Bank of British South Africa and Chartered Bank of India, Australia and China, it operates in more than 60 markets and serves millions of retail, commercial, and institutional clients.

In India, Standard Chartered is one of the largest international banks, offering a broad range of financial services such as retail banking, corporate and institutional banking, wealth management, and digital banking solutions.

The bank emphasizes diversity, inclusion, and sustainability, with initiatives aimed at supporting community development, environmental responsibility, and women’s empowerment in finance.

Standard Chartered PLC is a British multinational bank with operations in consumer, corporate and institutional banking, and treasury services. Despite being headquartered in the United Kingdom, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa, and the Middle East.

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Standard Chartered Bank Employee Benefits and Work Culture Ratings

Category	Rating (out of 5)	Details / Insights
Overall Company Rating	3.6	Generally positive reviews across locations; employees describe the bank as stable and professionally managed.
Job Security & Stability	3.6	Offers strong employment stability; layoffs are rare and long-term employment is common.
Work-Life Balance	3.5	Hybrid work policies and flexible hours in many departments, though workload can be high during project cycles.
Company Culture & Environment	3.5	Collaborative atmosphere with global exposure; some feedback on hierarchical management structures.
Salary & Compensation	3.3	Competitive base pay in finance roles, but bonuses and increments are seen as moderate compared to peers.
Skill Development & Learning	3.3	Access to international training programs and learning tools, though internal growth is sometimes slow.
Promotions & Career Progression	2.9	Limited advancement speed; promotion processes are viewed as rigid and seniority-based.
Benefits & Perks	3.7	Comprehensive benefits including medical coverage, retirement plans, parental leave, and wellness support.

Job Details:

Role: Credit Analyst

Qualification: Bachelors Degree

Experience: Entry level

Location: Bangalore

Salary: Best In Industry

Last Date: 05/03/2026

Job Description:

Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes.
About our Banking and Coverage team
Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory.
About Corporate & Investment Banking (CIB)
For more than 170 years we’ve support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world’s fastest-growing economies and most active trade corridors.

Key Responsibilities

Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness.
Provide insightful, succinct and timely client portfolio credit analysis.
Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events.
Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters.
Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants.
Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations.
Provide credit analysis with consideration for market dynamics and client industry, including:
Industry risks and client competitive positioning within the industry.
Client funding strategy, financial policies, treasury activities, including hedging, and cash management.
Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability.
Reputational risk profile, including climate and sustainability risks

Skills and Experience

Risk management lifecycle.
Financial forecasting and modelling
Financial and quantitative skills.
Client due diligence.
Using client behaviours and preferences to evolve products and services.
Product knowledge for Markets, Transaction Banking and Corporate Finance.
Knowledge of the financial services’ regulatory environment.
Data analysis and visualisation.
Ability to work under pressure, in a dynamic environment.

How to Apply for Standard Chartered Bank Off Campus Drive?

Step 1: Go through the entire job post of Standard Chartered Off Campus Drive.
Step 2: Make sure that you are interested and Eligible candidate for this drive.
Step 3: At the end you will find the direct job apply link to proceed.

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